The method for learn how to file an auto insurance coverage declare is far the identical, regardless of which supplier you might have insurance coverage via. Usually, clients are required to succeed in out to an agent, present as a lot element as potential concerning the accident, after which wait for his or her declare to be reviewed.

Nevertheless, in some circumstances, particular person particulars concerning the submitting course of could differ from one insurance coverage supplier to the following. For those who’re an Erie buyer and must discover ways to file an auto insurance coverage declare with Erie, hold studying. We’re breaking down the submitting course of and the steps that you just’ll must comply with.

Submitting an Auto Insurance coverage Declare With Erie

Submitting an auto insurance coverage declare with Erie is a simple course of. Irrespective of the circumstances of the accident, you’ll must comply with every of the 4 steps outlined beneath.

Start Your Erie Declare

You’ve gotten into an auto accident. After receiving any vital medical care, submitting a police report, and getting your car moved to a protected place, it’s time to start out your auto insurance coverage declare.

With Erie Insurance coverage, you’ll must name your native Erie insurance coverage agent. For those who don’t have contact info for an area agent, it’s also possible to name 800-367-3743.

This agent will create your declare however seemingly gained’t ask for a full report about what occurred through the accident. This can occur through the subsequent step of the submitting course of.

Attain Out to Your Erie Auto Insurance coverage Claims Agent

After your declare is filed, you’ll want to attend for a claims adjuster to succeed in out for extra info. This telephone name will seemingly come inside simply a few days of submitting your declare.

Throughout this name, the Erie insurance coverage agent will ask you quite a lot of questions concerning the accident. Even when there’s a police report, the agent will seemingly ask you to recount the circumstances of the accident as nicely.

This declare will then should be reviewed. You’ll seemingly be requested to verify your insurance coverage coverage quantity and claims quantity, so it’s a good suggestion to have each available whenever you’re anticipating the decision.

Evaluation Your Restore Choices

After a claims adjuster has reviewed your declare, they’ll talk about your restore choices with you. You’ll get to resolve which possibility you’d like to decide on.

As an illustration, one restore possibility that Erie affords is a photograph appraisal. As an alternative of going to a mechanic or restore store to get an estimate for the damages, you’ll submit images of your car, and Erie will use these images to create a tough estimate of the restore prices.

You possibly can select the place to get your automotive repaired after an accident typically, however in case you use certainly one of Erie’s accredited restore retailers, you gained’t must get an estimate first earlier than taking your car to the store for repairs.

Settle Your Erie Auto Insurance coverage Declare

The ultimate step in submitting an auto insurance coverage declare with Erie is to settle your declare. How lengthy it takes for an auto insurance coverage firm to pay out a declare is dependent upon quite a lot of components, together with the severity of the crash and harm and the estimated price to restore.

Most states have a legislation that states that insurance coverage corporations should overview and course of claims inside a sure period of time. Usually, an insurance coverage firm should pay out your declare between 15 and 60 days of submitting.

If it’s been a couple of days or perhaps weeks and also you haven’t heard out of your agent, it’s possible you’ll decide to succeed in out to verify the standing of your declare. How you can verify the standing of an auto insurance coverage declare is totally different for each firm.

For Erie Insurance coverage, you’ll must name the shopper help line and supplier your coverage quantity and account info.

Remaining Ideas on Erie Auto Insurance coverage Claims

You possibly can file an auto insurance coverage declare with Erie on-line or over the telephone, however at all times be sure you have your coverage info, images of the harm, and driver and witness contact info prepared earlier than you begin the method.

It may well additionally assist to have a police report back to corroborate your declare. Your Erie claims adjuster will ask for this info whenever you file a declare.